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Regular Bonds
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A home loan to finance the purchase of a potential property where the monthly
repayment comprises of approximately 30% of joint income. Normal term is 20
years (see bond calculator).
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Equity Access Facility
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Gain access to any surplus funds paid into the bond account. Interest owing
is calculated on the capital balance outstanding on a daily basis.
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Building Loans
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Vacant stands are financed (normally with a deposit). Banks will make
payments on progress draws for work completed on the approved building contract.
Sufficient funds will always be retained in order to complete the building
contract. For more information on building loans, click here.
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Various Interest Rate Options
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* BA Linked Rates (3 months)
* Variable Rate (Linked to the prime lending rate)
* Fixed Rates (normally over 12, 18 or 24 months)
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Guaranteed Home Loan Certificates
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Pre-qualified potential buyers in terms of affordability which will
make house hunting a pleasure. All that needs to be done when the house is
bought is for an assessor to visit property to ensure that it is sufficient
for the pre-qualified loan. This immediately makes the buyer a cash buyer.
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Commercial Loans
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* Finance to purchase an existing office unit or the building of your
own office unit;
* Purchasing of existing commercial buildings;
* Mini-factories, shopping centers etc.
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